

Will the buying customers who use BNPL go back to the banks? A lot of young people just don’t like banks! Five years ago, Amazon was going to devour Harvey Norman’s and JB Hi-Fi’s lunch - it didn’t happen and their share prices have doubled since!.Wait, there could be more you have to think about. Question looks easy to answer: “No, I don’t feel lucky and I’m not a punk!” With a hoard of lunch-eaters coming for our BNPL businesses, the Dirty Harry Regulators look more critically at what BNPL businesses do.

And she makes the point thatĪnalysts see the CBA as a defensive move and also as a play that might make the Their main financial institution and more than 55 per cent of Australians haveĪn Apple phone,” Knight quite rightly points out. “More than 37 per cent of Australians count CBA as Collectively, that could be a lot of customers. Transactional customers, while Apple will be offering its service to its iPhoneĪnd other customers. The SMH, Elizabeth Knight says CBA will offer its service to its And the latest leaks say CBA is going to charge 1% and other banks are bound to follow. PayPal will be directly competing for all sales and is set to charge merchants only 2.6% on sales, while Afterpay charges 4%. Meanwhile, PayPal has launched a rival BNPL productīut wait there’s more trouble for the incumbents in BNPL land. Instalment loans to its tens of millions of US customers along with investmentīank giant Goldman Sachs. Launching, Zip’s share price is up a big 308%, while Afterpay’s share price isĪpple was working on a plan to offer Afterpay-style

That Klarna has taken 4% of Zip only last week!Ĭharts show how successful these companies have been and is why the big boyīully companies are out to eat their lunch. Taken 20% of a Swedish BNPL business called Klarna. Have been stories that CBA was going to take on this market for months and has This is just another competitor to add to the virtual conga-line of potential new players in this lucrative space. The share prices of Afterpay and Zip fell by around 10% yesterday when the news broke that Apple was getting into the BNPL game. Hold Zip shares and am faced with this very Dirty Harry question! Operations are on death row, you’ll cash out ASAP. Question? Here it is: “Do you feel lucky punk? Well, do you?”Īs an investor in these tearaway success stories you do feel lucky, you’ll see ( Note: gray regions of the map are those for which there are no data in the City Health Dashboard.The buy now pay later (BNPL) market darlings - Afterpay and Zip - have some big bully boy businesses keen to eat their lunch so investors in these companies have a Dirty Harry question to answer. cities with the largest gaps: Chicago, D.C. These maps illustrate geographic differences in life expectancy in the three U.S.
I TOLD YOU ZIP SHARE CODE
But understanding the ties between zip code and health can help local lawmakers, public-health officials and community representatives begin to level the playing field for their residents, the NYU researchers argue. Links between race, poverty and health have been reinforced by years of inequality, and disentangling them won’t be easy. The cities with the widest gaps in life expectancy, the NYU researchers found, were those that were most segregated by race and ethnicity, with predominantly minority neighborhoods often facing obstacles-like poverty, untenable housing costs, unemployment and subpar social services-that didn’t affect majority white neighborhoods to the same degree. But it’s also a more subtle indicator of socioeconomic factors that are inherent to health and longevity, including race and income. Where you live directly affects your health in a number of ways, from exposure to air pollution and toxins to accessibility of healthy food, green space and medical care. A zip code’s influence on the health of those living there is multifold.
